Asked by: Maggie Zweckel
Asked in category: home and garden, indoor environmental quality, home and garden, indoor environmental quality
Last Updated: 26th Jun 2024

Does home insurance cover mold remediation?

If mold damage was caused by a "covered risk", homeowners insurance will cover it. An insurance company won't likely cover mold damages. Home insurance covers mold when a " -covered peril" has caused the mold. Your home insurance policy will likely cover repairs and clean up.



So, how much does mold remediation cost?

Mold remediation costs an average of $2,325, with homeowners spending anywhere from $1,500a$3,150 to $15 to $31 per square feet. A small job for mold removal costs $500a$1,500, while a larger job will cost around $3,000a$6,000.

What happens during mold remediation? Mold remediation involves removing existing mold and avoiding further exposure to homeowners.

Another question is: Do I really need mold remediation or not?

If you notice something musty or odorous in your home, you might need mold remediation. Air conditioning ducts could be the cause. Some mold species don't emit odors so it could still be present.

Is mold remediation covered by the USAA?

USAA represented to the Department that, even though its Condominium Unit Owners and Homeowners policies exclude mold loss, mold must be removed or treated as part of the repair of damage due to a covered water loss.