Asked by: Marian Fouz

Asked in category: personal finance, health insurance, personal finance, health insurance

Last Updated: 20th May 2024

Can I use Blue Cross Blue Shield in another state?

Blue Cross Blue Shield members can rest assured that Blue Cross Blue Shield coverage is available in all 50 states. It is also accepted by more than 90% of doctors and specialists. GeoBlue can help you get quality care if you travel extensively.

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This is a question that I have: Can my BCBS be used in another state?

The next question is: Does Blue Shield cover out-of-state? According to the state's Department of Managed Health Care, Blue Shield of California is the third-largest insurer in the state. It covers approximately 720,000 people through individual PPO plans. Officials from the company said that the insurer will still cover out-of state emergency care, urgent care, and some primary care.

Also, is it possible to get insurance outside of your state?

The long answer is that your out-of-state coverage will only cover emergencies. There are loopholes as to what constitutes an Emergency. Insurance companies are required to cover reasonable emergency medical expenses in most cases, regardless of where you go.

What states is Blue Cross Blue Shield covered in?

Member companies

Anthem BlueCross, BlueShield. Colorado. Connecticut. Georgia. Indiana. Kentucky. Maine. Missouri (excluded 30 counties in the Kansas City region) Nevada New Hampshire. Ohio.
Anthem Blue Cross (California).
Blue Cross Blue Shield of Georgia
Empire BlueCross BlueShield (New York).

17 Related Question Answers Found

Is GeoBlue part of Blue Cross Blue Shield?

Blue Cross Blue Shield Global Plans from GeoBlue

The Blue Cross Blue Shield Global solutions GeoBlue delivers are the product of the partnership between Bupa Global and the Blue Cross Blue Shield Association: two of the biggest, most trusted brands in global healthcare.

Does Blue Cross Blue Shield cover out of network?

When you join the BCBS PPO, you are not required to choose a primary care physician. There are two levels of coverage: in-network and out-of-network. You can also choose non-preferred providers, but your out-of-pocket costs are higher. These are called your out-of-network benefits.

Is Blue Cross Blue Shield good insurance?

Who's Blue Cross Blue Shield Insurance for? Overall, BCBS is a good fit for anyone who needs insurance. The company has several options to choose from, whether you need a full health insurance plan, vision, dental or Medicare.

What happens to my health insurance if I move out of state?

When you move to a new state, you can't keep a health insurance plan from your old state. To make sure you stay covered, report your move to the Marketplace as soon as possible. This way you can enroll in a new plan and avoid paying for coverage you won't be able to use in your new state.

How do I pay my BCBS out of state?

How to Bill Out of State Blue Cross Blue Shield Plans

Verify eligibility and benefits via a phone call.
Verify the local claims filing address.
File claims to your local plan.

How much is Blue Cross Blue Shield per month?

Group Health Insurance Cost vs. Individual Health Insurance Cost

	Individual Health Insurance	Group Health Insurance
Self Only	$440/month	$574/month
Family	$1,168/month	$1,634/month

What is blue card BCBS?

Print. BlueCard is a national program that enables members of one Blue Cross and Blue Shield (BCBS) Plan to obtain health care services while traveling or living in another BCBS Plan's service area.

What is the blue card in Florida?

Florida Blue offers a variety of products to meet the health care coverage needs of our members. Just like a credit card, the member's ID card can be swiped through a card reader to access real-time eligibility and benefit information electronically through Availity®1.

Can I live in one state and have health insurance in another?

The short answer: No. Under current law, you will need to buy health insurance in state in which you have your permanent address. If you move to another state, you will need buy a health insurance plan in that state. There are no changes to this law for 2019.

Does Urgent Care accept out of state insurance?

However, in most cases insurance providers will cover urgent care, but patients will be expected to pay a co-payment or deductible. In some rare cases, an urgent care center may choose not to accept your insurance, even if your insurance provider would otherwise pay for the care.

Can Obamacare be used out of state?

Under the 2010 health insurance law coined as "Obamacare," you can move and become eligible to buy insurance in the new state. Moving triggers a special enrollment period, allowing you to select a plan right away. If your state doesn't run an exchange, you can use the federal exchange (healthcare.gov).

Is out of state considered out of network?

Every insurer negotiates discounted prices with a network of healthcare providers. When you are treated by someone in this group, you receive in-network care, and your insurance will help pay the bill. Because insurers negotiate costs on a state-by-state basis, most care away from home is considered out-of-network.

Can I go to a doctor out of state?

If you or a family member has a serious or rare illness, your doctor may refer you to an out-of-state medical center for treatment. Sometimes you may not have any option but to seek care elsewhere. Other times, traveling for treatment may be a choice.

Can you have health insurance in two states?

Multi-State Plan. A type of plan offered in the Health Insurance Marketplace. Despite the name, “multi-state plans” don't necessarily have network providers or cover services in multiple states. If you want a plan that does, carefully read any Marketplace plan's documents and provider directory.

Can you go to urgent care in another state?

For urgent care that requires attention within 48 hours:

When you need to find a doctor or hospital in Michigan or in another state, just enter your address, city or any location to find nearby care from a Blue Cross Blue Shield of Michigan doctor or hospital.

Is travel insurance worth the cost?

It probably covers more than cheap travel insurance too. If your credit card doesn't cover travel issues, then generally I'd say yes, travel insurance is probably worth it. If the money you're spending on a trip is more than you can comfortably lose, then spending a tiny bit more to cover it is definitely worth it.

Do I need travel health insurance?

If coverage is either slim or nonexistent, you will likely need travel medical insurance. It's also worth noting that the medical benefits in many travel insurance policies are secondary, which means the insurance pays only for what you can't claim from your regular health insurer/HMO.

Can I use Blue Cross Blue Shield in another state?

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