Asked by: Ausra Bustince
Asked in category: personal finance, credit cards
Last Updated: 7th Feb 2023

Is wife responsible for husband's debt after death?

Spouses can only be responsible for their spouse's community property bills, which are bills incurred during marriage. However, spouses are not responsible each other's separate loans . After your spouse dies, you don't have to pay the debts of that spouse.



Is a spouse responsible for a deceased spouse's medical debt?

Most cases will not allow you to be held responsible for paying off the debts of your spouse who has died. In general, no one is obligated by law to pay the death debt. There are exceptions, and these exceptions can vary from one state to the next. If a state law requires that a spouse pay a specific type of debt.

Another question that might be asked is, "What happens to my credit card if my spouse dies?" Credit card accounts that are not valid after a death of a spouse or partner are invalid. In most states, the survivor of a spouse who died is not liable for the debt. Creditors may pursue the spouse who is surviving in community property states.

This being said, is the wife responsible for husband’s debts in India after his death?

If the account is joint, relatives, heirs, or spouses are not responsible for any credit card balances of deceased persons. Even if the deceased person made all expenses, the joint account holder is responsible for paying off the credit card balance.

What debts can be forgiven after death?

Your assets will be used by the executor of your estate. This is the person who will manage your will and estate upon your death. This could be done by writing checks from a bank account, or even selling property to raise the money. Creditors are generally out of luck if there isn’t enough money to pay your debts.